Crypto and Divorce: The Digital Assets Hiding in Your Marriage
Ten years ago, when divorce professionals talked about “hidden assets,” they were usually referring to offshore accounts, cash businesses, or undisclosed credit cards. Today, hidden assets often look very different. They’re digital. And in many cases, they involve cryptocurrency.
Continue reading...Love, Lies, and Balance Sheets: Valentine’s Day and Financial Transparency
Valentine’s Day is full of flowers, chocolates, and promises of forever. But behind the roses and candlelight, many couples are quietly avoiding one of the most important conversations in a relationship: money.
Continue reading...What Does a CDFA® Professional Really Do? (And Why You Probably Need One)
If you’re going through a divorce, you’ll almost certainly hire an attorney. You might also work with a mediator or therapist. But there’s often a gap in the process that many people don’t realize exists, until they’re deep into negotiations and feeling overwhelmed.
That gap is financial clarity.
Continue reading...Will AI Replace Your Divorce Team? Not If You Have a CDFA® Professional
Artificial Intelligence (AI) is everywhere right now. It drafts essays, writes emails, even summarizes legal documents. Ask Siri or ChatGPT a question, and you’ll get an answer in seconds. So it’s natural to wonder: Could AI replace your divorce team?
Here’s the short answer: Not if you have a CDFA®.
Continue reading...Top 5 Money Mistakes Divorcing Couples Make (and How to Avoid Them)
Divorce is part legal, part emotional, and part financial. Too often, people put all their energy into the legal fight or the emotional healing — and neglect the financial piece. The result? Costly mistakes that can drain your future.
Continue reading...Divorcing in January? Don't Let Your Finances Be the First Casualty
January has a reputation. It’s the season of fresh starts — gym memberships spike, planners fly off the shelves, and vision boards get taped to refrigerators. Everyone’s chasing that “new year, new me” energy.
It’s also the season of divorce. In fact, family law attorneys often call January “divorce season” because filings consistently rise right after the holidays. For many, the New Year feels like the clean slate they’ve been waiting for.
Continue reading...An Apology (and a Moving Box or Two)
I owe a few of my former clients an apology.
For years, I’ve been a loud and proud proponent of selling the house during a divorce. I’ve said it so often I could probably do it in my sleep: the spouse who stays usually overpays, gives up too much in retirement assets, and ends up struggling with the monthly upkeep. Meanwhile, the clients who sell? They get a clean slate-emotionally, financially, and even geographically. They usually get going with their new lives faster and they generally do it with a better financial settlement.
I still believe all of that.
But now, I’m moving out of my own home of twenty years, and—well—I get it now.
Continue reading...How to Spot Financial Deception in Divorce
During divorce when emotions are careening out of control, one spouse often believes that the other could be hiding assets.
Continue reading...Holidays Are Hard for Divorcing People. How to Help Them Cope.
"It was the best of times, it was the worst of times…" Charles Dickens was writing about the contrast between London and Paris in the late 18th century during the French Revolution, but it as applicable to divorce during the holidays. Maybe more so.
Continue reading...Retirement Accounts: Asset or Stream of Income?
Retirement accounts in divorce are unique because they are both marital assets and deferred income earned during the marriage. Yet courts, attorneys, and even conciliators often treat them rigidly, pensions in pay status as income, IRAs and 401(k)s as assets, without fully accounting for the financial reality. Ignoring this dual nature can create inequitable outcomes, particularly when the spouse receiving support has sufficient resources.
A recent case in my practice illustrates this tension and, frankly, the frustration of advocating for clients when common sense is overlooked.
Continue reading...
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