800-875-1760
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Amy M Million CDFA®
Modern Divorce Solutions
Virtual/Remote Practice |
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Amy Million, CDFA®, AAMS®, BFA™If you're going through a divorce—or even just beginning to consider one—and you feel overwhelmed by the financial side of it, you're not alone. Many of my clients come to me because they know something doesn't add up. Others have never managed the family's finances and suddenly find themselves expected to make life-changing decisions about retirement, business interests, taxes, the family home, and their financial future. Some are preparing for mediation. Others are already involved in high-conflict litigation. Most are asking the same question: "What do I do now?" That's where I come in. I'm a Certified Divorce Financial Analyst® (CDFA®), Behavioral Financial Advisor™, Certified Mediator, and wealth advisor with more than 22 years of experience helping people navigate complex financial decisions. While many professionals earn the CDFA® designation to complement a traditional wealth management practice, divorce financial strategy is the primary focus of mine. I work primarily with women involved in complex and high-conflict divorces involving business owners, professionals, executive compensation, retirement assets, separate property, and financially complicated estates. Many of my clients are intelligent, capable women who simply weren't the person managing the family's finances. They don't want to make these decisions alone. One of the things I hear most often is, "You get it." Or, "Thank you for putting words to what I've been trying to explain." "I knew something wasn't right, but I didn't know how to explain it to my lawyer." That's the work I love. I don't expect my clients to understand financial statements, tax returns, business records, or retirement plans. That's my job. I help people make sense of complicated financial information, organize the facts, and explain the financial story in a way they—and their attorneys—can understand. I regularly help clients prepare financial affidavits, create marital balance sheets, evaluate settlement proposals, compare settlement scenarios, analyze business income and cash flow, complete lifestyle analyses, trace separate property, organize discovery, and prepare for mediation or litigation. I also work with clients and their attorneys when the financial picture raises more questions than answers. That may include reviewing incomplete discovery, analyzing a sudden drop in reported income, evaluating claims of unemployment or insolvency, reviewing possible dissipation of marital assets, identifying unusual transfers or spending patterns, or helping determine what additional financial information should be requested before meaningful settlement discussions can take place. I don't assume wrongdoing. I don't make accusations. I follow the numbers. One area that also sets my practice apart is my background in tax and IRS matters. Divorce doesn't happen in a vacuum. Property divisions, retirement accounts, business interests, filing status, IRS liabilities, innocent spouse relief, capital gains, carryforward tax attributes, and other tax issues can significantly affect both a settlement and your financial future. I help clients understand those issues before agreements are signed—not after they become expensive surprises. I've also been through a complex, high-conflict divorce myself. I know what it's like to make life-changing financial decisions while navigating conflict, co-parenting, uncertainty, and rebuilding your future. That experience doesn't replace my professional training, but it reminds me that behind every balance sheet is a person trying to protect their future. My goal is to help clients understand the big picture, ask better questions, prepare for conversations with their attorneys, and move forward with confidence. My work doesn't end when the divorce is final. Many of my clients continue working with me as they implement their settlement, navigate taxes, investments, retirement decisions, and build the next chapter of their financial lives. Divorce may be one of the largest financial decisions you'll ever make. You don't have to figure it out alone. With grit and gratitude, Amy Over 700 total hours of Continuing Education in financial planning, insurance, securities, retirement planning, special needs planning, defined benefits, estate planning, tax planning, tax resolution, divorce financial analysis, asset tracing and more.
Licenses & CE Maintained for: Series 7, 63, 66, Registered Investment Advisor & Fiduciary Life and Health Insurance Producer Certified Divorce Financial Analyst® Accredited Asset Management Specialist® Behavioral Financial Advisor™
Associations: Family Law Section of the Oklahoma Bar Association Oklahoma Academy of Collaborative Professionals Women Marines Association
Service: US Marine Corps
Education: Oklahoma City Community College, AAS Finance Oklahoma City Community College, AS Business Administration University of Oklahoma, BS Multidisciplinary Studies, Commerce & Enterprise
Community: Norman Arts Council, past Treasurer Visit Norman, past Board Member Meals on Wheels, past Board Member Veterans Education & Research Foundation, past Treasurer The Virtue Center, past Assistant Treasurer Norman Hi-Noon Business Professional Women, past President Oklahoma Select Service, past Board Member
* Curriculum vitae available upon request. |
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