The Code of Ethics and Professional Responsibility is provided as an expression of the  ethical standards that the Institute for Divorce Financial Analysts™ has adopted and  every Certified Divorce Financial Analyst® has agreed to abide by. The code applies to  every Certified Divorce Financial Analyst designee and candidate in conducting  divorce-planning work.

  1. Integrity. Maintain the highest standard of honesty and integrity when dealing with  colleagues, the IDFA, clients or attorneys. Avoid practices that would dishonor  your profession, IDFA™ or any of its members and employees.
  2. Competence. In addition to satisfying the continuing education requirement needed  to maintain the use of the designation, every CDFA should serve their clients  competently. Therefore, acquiring the knowledge and skill necessary to do so in the  area of divorce planning is required.
  3. Objectivity. Objectivity requires a CDFA to be intellectually honest and impartial.  Regardless of who hired him or her, a CDFA will always be objective when  dealing with clients and their attorneys.
  4. Fairness. CDFA professional's who maintain their financial practices should make divorce-  planning recommendations independent of the potential financial planning  relationship, doing so will alleviate the risk of potential conflict of interest. To do so,  a CDFA will need to separate the two practices as to not confuse the public.
  5. Confidentiality. A CDFA shall hold client information to the highest standard of  confidentiality. Short of client consent or appropriate legal process, a CDFA shall  not release any information about their client before, during or after the divorce.
  6. Professionalism. A CDFA professional’s interactions shall project the highest levels of  professionalism. Whether dealing with clients, attorneys, IDFA or any of its  partners or subsidiaries a CDFA will behave in a professional manner.
  7. Scope. A CDFA professional, by education and training, is specialist dealing in the financial  issues of divorce. Working along side the attorney who is licensed to practice law, a  CDFA professional must never (unless licensed to do so) advise clients on their legal rights. In  addition, a CDFA professional must never market his or her services in a misleading fashion or  represent themselves as representatives of IDFA.
  8. Compliance. A CDFA professional will comply with all the laws related to the business they  conduct and report to the IDFA any actions by other CDFA professional’s that are illegal or  in violation of this code. In addition, a CDFA professional will comply with any requests from  the IDFA for information regarding any complaints brought against him or her. If  IDFA, after comprehensive investigation, decides that either suspension or  revocation of the CDFA designation is the proper remedy, a CDFA professional will comply  with the order.
  9. Unauthorized practice of law. A CDFA professional understands that, in order to practice law,  one has to be licensed. Under no circumstances will a CDFA professional represent that the  IDFA certification is a license to practice law.
  10. Support. A CDFA professional will always support our profession and the IDFA as the  main driving force behind the progress of the profession. Additionally, a CDFA professional  will not collude, debase or discredit the IDFA or the profession.