Denisa Tova CDFA®, CFP®, MBA

501 S. Cherry Street
Denver CO 80246

Get directions

Additional Offices
6800 Jericho Turnpike Ste 206 E, Syosset, NY, 11791, 516-342-3950 Get directions

 “After being married for 30 years, it was difficult to understand the financial complexities of dividing assets, responsibilities, and the plan to negotiate a successful separation agreement.  Denisa, listened to my concerns, answered my questions, and was able to devise plan which allowed me to secure a successful agreement with respect and integrity to the many years of marriage.”

"This was our 2nd marriage. We each brought significant assets into our marriage that we wanted to protect but we also wanted to plan for our joint future. Every time the money talk came up, we argued. Denisa, Thank you for your financial expertise and counseling as you helped us communicate the uncomfortable and come up with a prenup and a joint financial plan that we are both happy with." 

"Denisa is a true pro. I trust her judgment and even when we're dealing with a high asset case, she communicates efficiently and ethically. She makes a tough time easier for so many families."

If you fall in any of these categories, keep reading!!!

1) You own multiple assets (real estate, investments, pensions, business interest, pre-marital assets, etc.).

2) You own a business or multiple business interests.

3) You have an interest in an investment company.

4) Your have highly appreciated assets.

5) You are a dual-income family or you or your spouse is a home-maker.

6) You have fluctuating income or compensation from self-employment, stock options, restricted stock, bonuses, commissions, royalties, etc.

7) There is a great difference between you and your spouse’s income.

8) You or your spouse are an active or retired military. 

9) You are a government or city employee.

10) You have children.

11) You have children in private school and/or want to fund their college education.

12) You have children with special needs.

13) You have a family trust(s).

14) You have pre-marital assets.

15) You are a same sex couple.

16) You are divorcing late in life.

17) This is your repeated divorce.

You need to work with an experienced financial expert who specializes and understands these circumstances to make sure you PROTECT YOUR NET WORTH, HAVE ENOUGH TO MAINTAIN YOUR LIFESTYLE AND GET A FAIR OUTCOME! Many experts, for an example, look at your W2 and 1040 of your tax return, and take the bottom number as your income. HUGE MISTAKE THAT CAN COST YOU BIG! I’ve sifted through thousands of tax returns, financial statements, both personal and business, and helped clients establish their true number, then worked up various property division and cash flow options with the most advantageous financial and tax outcome.