Terry-Ann Orman

Terry-Ann Orman CDFA®, CFP®

1909 K Street, NW
Suite 850
Washington DC 20006
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202-478-6370

Terry-Ann Gardemal is a Certified Financial Planner (CFP®) and a Certified Divorce Financial Analyst (CDFA®). Terry-Ann works with clients to evaluate their financial needs and formulates strategies to help them achieve their wealth management goals. She constructs comprehensive financial plans that include pre- and post-retirement cash flow analysis, asset protection strategies, risk management, estate-planning techniques, and college funding options. Terry-Ann helps implement strategies to support each goal and milestone through investment management, insurance placement, and ongoing advisory relationships.

As a CDFA, Terry-Ann assists divorcing couples achieve an equitable settlement by helping them identify their financial needs and develop a clear understanding of the financial implications of alternative settlement options. She works with attorneys as a financial consultant for individual clients and also works as part of a team to find a resolution that focuses on the financial well-being of all involved through the collaborative divorce process.

Prior to joining Jaffe Financial Management, Terry-Ann served as the Director of Financial Planning for The Washington Group of MassMutual. She also conducted financial plans and investment management at Alexandria Financial Associates and Beers and Cutler, PPLC. Before becoming a CFP in 1996, she was a senior analyst at the NASD and the ICMA Retirement Corporation.

Terry-Ann has a Bachelor of Commerce degree in Accounting and Economics and a Graduate degree in Financial Economics from the University of Cape Town, South Africa. She is also a graduate of the College for Financial Planning and is licensed by the Certified Financial Planner Board of Standards and the Institute for Divorce Financial Analysts. She is a member of the Collaborative Dispute Resolutions Professionals and is an investment advisor representative of LPL Financial, a registered broker/dealer.

CFP,CERTIFIED FINANCIAL PLANNER{tm} and federally registered CFP{with flame logo} are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.