Veralynn Morris CDFA®, LUTCF

Divorce Financial Solutions, Inc.

138 West 4th Street
Frederick MD 21701

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Veralynn Morris is a CDFA® and financial professional with more than three decades of experience in the financial industry. She is the President of Divorce Financial Solutions, Inc which provides services to clients in western, central, and eastern Maryland as well as D.C. and Baltimore ( Veralynn and Rob Reilly, CPA, provide financial solutions focusing on the core aspects of a cohesive, and all-encompassing plan. Their planning objectives integrate all aspects of a client’s short-, mid-, and long-term goals to achieve the best outcomes for her clients now and into the future. They focus on addressing assets, retirement plans, tax considerations, income needs, alimony and child support, employee benefits, and insurance. Veralynn and Rob Reilly, CPA, provide expert services on tax, particularly focusing on tax favored assets. Rob and Veralynn provide Pension Valuations and collaborate on all financial issues of divorce. Veralynn provides comprehensive analyses and recommendations on all assets and income allocation. She is a qualified expert witness in all areas of divorce economics. Not only does she work with her individual clients through financial analysis and mediation, she is often called upon by lawyers to better strengthen their clients’ cases. As a mediator, Veralynn has completed the court-approved curriculum in Basic Mediation, the Economics of Divorce, and Parenting and Child Access Issues. Along with Sharon Diament, Esq., Diament Gerstein, LLC, Divorce Financial Solutions, Inc. provides draft models of QDRO’s. (


  • Specialist in the tax issues of retirement, divorce, asset transfer, and wealth planning 
  • Experienced analyst of financial products, their expenses, past performance and future growth assumptions 
  • Experienced analyst of current and future cash flow and net worth projections to attain client-stated goals
  • Authority in 401(k), 401(a), 403(b), 457, TSP, and Federal and State Employee Retirement Plans, Pension Plan design, 401(k) Plan design, implementation and management of 401(k) plans
  • Marital and separate property calculations for retirement plans and individual accounts.  Pension Valuation and the present value
  • Expert in employee benefits, health and welfare plans and executive compensation arrangements
  • Expert witness in the areas of retirement, investment, division of marital property, child support, alimony, pension valuation, financial forensics, and QDROs (Honorable Judge Julie Solt, Marissael v. Marissael, Frederick County Circuit Court, Frederick, MD 21701
  • Licensed by the Maryland Department of Insurance with non-residency licenses.

Key Specialties:

  • Assist client with quantitative measurement of financial position                                                                                                    
  • Utilize financial tools to show impact of property division, alimony and child support 
  • Forensic analysis of financials to discover undisclosed or under-reported financial assets
  • Pension valuation, valuation of separate and marital property in retirement plan
  • Draft and present financial data with alternatives to negotiate a mutually beneficial settlement
  • QDRO Solutions Group, LLC - Sharon Diamant, Esq. of Diamant Gerstein, LLC   
  • Litigation support on the financial matters of divorce; participation as an expert in court-ordered mediation successfully.
  • Private Mediation services with Court-Approved curriculum on Basic Mediation, the Economics of Divorce and Parenting and Child Access.

Education, Affiliations, and Certifications: 

  • Graduate Studies - Accounting and Finance - Mount Saint Mary's University 
  • BA, Business - Mount Saint Mary's University with Honors - 2002 
  • Certified Financial Planner Program Enrollee - Kaplan University
  • Certified Life Underwriter Program - American College 
  • Mount Saint Mary’s University – President’s Advisory Council 2002 – Present 
  • Commissioner – Frederick Co. Commission for Women - Vice President & Treasurer 2013-2016
  • Women’s Giving Circle- Present 
  • Litigation support; Financial Analyst supporting legal counsel
  • Court-Required Mediation training in core Basic Mediation, the Economics of Divorce and Parenting and Child Access Issues - 2017  
  • Private mediation relating to the financial issues of divorce
  • Certified Divorce Financial Analyst® - Institute for Divorce Financial Analysts - 2006-2011 
  • Series 6 and 63 Exams - 1982, 1996, 2014; Life Underwriting Training Council Fellow - 1981
  • Resident State of Maryland License - Life, Annuity, Employee Benefits, Accident, 1980

138-140 W. 4th Street Frederick, MD 21701 | O:301/829-8603 | C: 240/367-7660

5100 Buckeystown Pk. Frederick, MD 21701 | O:301/829-8603| C: 240/367-7660 |