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Monica Ann McCarthy CFA
Northeast Divorce Settlement Consultants, LLC
99 Bow Street |
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Monica McCarthy, CFA®, CPWA®, CDFA®, CEPA®, is a Principal and Senior Wealth Management Professional with comprehensive experience in investments, portfolio management, and sophisticated financial planning strategies. For over thirty years, Monica has helped clients plan for and invest in their financial security. For nearly a decade, she ran investment advisory companies within prominent Boston law firms working closely with family law and estate planning attorneys to provide wealth management strategies for high net worth individuals. In the family law arena, she helped clients work through the complex financial ramifications of divorce during a highly emotional time. After several investment management clients found themselves in need of the same kind of help, Monica pursued and earned the Certified Divorce Financial Analyst® designation to ensure the most effective and comprehensive services. Monica steers clients toward financial security through objective analysis, informed decisions, and close collaboration with their legal counsel. She removes the confusion from a daunting situation, helping her clients see precisely how different settlement options will look in the real world once they are on their own, facing life's challenges as individuals. Monica’s expertise in working closely with attorneys and high net worth individuals helps clients avoid irreversible financial mistakes and confidently move on with their lives. Through Northeast Divorce Settlement Consultants, LLC, a subsidiary of Seascape Capital Management, LLC, clients gain the guidance they need to make informed choices that can lead to positive change in their lives. At a time when a person may feel powerless, this can bring a renewed sense of control. Monica is a CFA® Charter Holder (Chartered Financial Analyst®), and also holds the following professional designations: CDFA® (Certified Divorce Financial Analyst), CPWA® (Certified Private Wealth Advisor®), and CEPA® (Certified Exit Planning Advisor). Monica also earned an MBA with a concentration in Taxation from the University of South Carolina, and graduated with a BA from the University of Virginia in Economics. Northeast Divorce Settlement Consultants, LLC Client Testimonials: "Although I paid the bills and managed the day-to-day budgeting, I was not involved in the investment or management of our savings and retirement – the “big picture” finances. My former husband has a PhD in a financial field, so it seemed both natural and reasonable that he should take charge of those areas. This worked well until we began divorce proceedings, and I realized how foolish I had been to completely hand over control of our finances. I worried about my financial future – would I be able to afford to take vacations with my children, or even eat out regularly with friends? Divorce is an inherently difficult, emotional, and stressful process, and in addition I felt I was at a particular disadvantage as our assets were being divided. I had no knowledge of the funds or vehicles where our money was held. My attorney suggested I reach out to Monica at Northeast Divorce Settlement Consultants. Working with Monica leveled the playing field; I had someone on my side who knew as much about finance as my former husband. She was able to help me understand which assets would be most helpful moving forward and develop a plan for mediation. My current financial situation is comfortable, and this is due in no small part to Monica’s expertise." -- C.F., client of NDSC "Finances aren't top of mind when we take the plunge into divorce. And yet, the emotions that come up when you face the unknown of your future and how you'll be "ok" are terrifying. For two decades, like many married women, I was in the dark about our money: “I just want a fancy car and money to go back to school.” I only thought of the immediate future and my next chapter. If I had even the slightest sense of financial literacy, I would have never said those things. Monica sat with me through four brutal mediations. I can't begin to describe how fortunate this was for me. Fast forward to now, I have a Master’s degree, an amazing career, and a plan. A real plan. As the architect of my future financial life, she helped me face the necessary but less than fun things: Estate planning experts, tax specialists, and the support needed for big purchases. There is great power in choice, and I am grateful that I chose Northeast Divorce Settlement Consultants to guide me through that bridge from a financially dependent wife to a sovereign and financially secure woman." -- K.C., client of NDSC “I was very blind to money, having had no access or knowledge to "family money" and living off my own wages. You helped me because you were a very positive energy, a support system who was on my side. You developed a relationship. I trusted you. You stated what you needed from me clearly. You could see numbers and their meanings clearly. You were very organized. Also, I was pretty sure my ex would try to screw me over at the mediation, so I wanted someone who was willing to look out for my best interests financially. You were willing! (BTW, there was such a positive energy in that room!).” -- S.A., client of NDSC |
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800.875.1760
